Some people are not aware that the Credit card payment process on a website does not just happen by magic! When creating a webpage, credit card payments do not come with your website package; this credit card facility has to be applied for and is a specific service. You will need to find out which payment processor will suit your needs best as there are a few on the market that do different services.
Paypal is probably the simplest form of payment processor and is also simple to get started. An account is created with Paypal themselves, who in turn will provide you with a code which with the help of your web designer you will upload onto your webpage. Once installed, people just need to click a tab on your webpage and enter their credit card details for payment. Paypal then processes this payment and credits the funds to your account.
Merchant account does not need to be applied for as it is set up automatically by Paypal. You are able to set up a payment plans just as quickly. There is no restriction as to what you can and cannot sell through your Paypal account; however, you do need to create a different account if you perhaps own a business doing seminars. All you need do is establish what business you own. With this in mind it is best to just take payments with Paypal.
The one problem that Paypal have is that they do not have as yet introduced an affiliate program and therefore ClickBank is the best for this service as Clickbank does have an affiliate program and sales are then easy to transact using this payment processor and there is no restriction as to who can or cannot sign up as an affiliate and can also refer folk and recive a commission payment. Clickbank is a slick operation and they will pay the affiliates first when they are paid prior to paying you and they also take care of all the tax details making your operation that much easier.
ClickBank unfortunately is a little to quick to refund people so therefore it is wise to use them only when you have to use them, that being when you have when you have affiliate sales.
1ShoppingCart is really the way to go when your membership site business takes off really well. 1ShoppingCart offords you lower charges and far better systems and features with their one-click upsells together with tagging email leads and also have an autoresponder with their shopping cart.
When starting out with your membership site, Paypal is the way to go due to its simplicity but as your business grows you will find you will need to introduce Clickbank and when your business is really flying nicely, you then introduce 1ShoppingCart.
As you can see, the credit card payment processor is pretty simple when you set up you membership site at: http://www.membershipcube.com